Q: How will applying for Shoot Now Pay Later financing affect my credit?
A: We genuinely appreciate your interest in understanding the impact of applying for Shoot Now Pay Later financing on your credit. Here's a clear overview of the process:
When you apply for financing, we initiate an initial assessment of your eligibility by accessing your credit file through a soft-pull inquiry from the credit bureau. Importantly, soft-pull inquiries do not adversely affect your credit rating. This preliminary step allows us to determine your eligibility without any negative impact on your credit score.
Upon receiving and accepting your financing offer, you'll proceed to review and agree to the "Application Consents and Disclaimers." As part of the approval process, you'll also complete the identity verification process. During this stage, a hard credit pull will be conducted to finalize the approval. In most cases, a single hard inquiry will not significantly impact your credit score.
We greatly value your business and the opportunity to be your trusted source for firearms, accessories, and ammunition. Thank you for choosing Grabagun.com as your preferred supplier.
Warm regards, Grabagun.com Customer Support